Control of Your Finances With Apps
Track your taxes with My Tax India
The tax calculator doesn't actually file the taxes for you - but it makes it simple to understand how much tax you do need to pay, and you can experiment with the different settings to learn what the optimum level of investment will be for you. Even if you understand absolutely nothing about personal finance you will be able to use this app. This way, when the time comes to file your returns, you will already know what to expect, instead of getting a surprise at the time.
Balance your budget with iExpense Diary
One of the biggest problems that many of us face is not knowing how much money you actually need every month. Knowing how much you take home, and how much you spend on recurring expenditures like rent is a start, but you need to know a lot more than that to properly manage your money.
You can also save recurring expenses like payments to domestic help and rent, so they get deducted from your balance automatically.
This app lets you enter your income and expenses quickly and comes with a large number of categories you can sort your spending into.
Smart Tracking with Money View: Financial Planning
Free (Android)
Money View is only available on Android right now, but it is a very useful app that automatically tracks your spending. When you install it, you have to give the app permission to access your SMS inbox but that's the only security clearance it wants. As long as you have SMS alerts enabled for your bank accounts and debit and credit card accounts, you will find this app incredibly useful. When you start the app for the first time, it takes a while to load because it is scanning your entire inbox for messages from your financial institutes.
It can then show you the balance in your bank accounts and also show you all the spending you've been doing. If you also get SMS alerts for bills such as your phone bill for example, then that also shows up in the app in the Bills Due section. Trends shows your daily, weekly or monthly spending trends, and cash management tracks all the cash you've been withdrawing from the ATM. In this section, you can just tap one button and add bills, and sort them into categories, so you can track all your cash spending along with the automatic credit or debit card spend tracking.
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