Wednesday 11 March 2015

How to pay with your smartphone

How to pay with your smartphone 


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PayPal


PayPal

Free, iOSAndroid and Windows Phone
Love it or hate it, PayPal is a huge player in online #payments and in recent years, it's been working on #mobile payments, too. The company's app lets you pay from your phone at local merchants and some national chains as well.
To use the app, you'll first need to choose the #merchant where you want to pay. Then, you'll use the slider to "check in" at the business and authorize the app to make a payment for you. When you're ready to check out, you tell the cashier that you're using PayPal and they'll see your profile pop up in their PayPal system. From there, they can process the payment without you needing to pull out your wallet or phone.

LevelUp

Free, iOSAndroid and Windows Phone
Popular with #restaurants and cafes, LevelUp uses a QR code to trigger a payment. When you open the app you'll see your personal code prominently displayed, which you point at any LevelUp scanner to make a purchase. That code changes depending on how much of a tip you want to leave, which you pick at the bottom of the screen.
Unlike PayPal, you don't need to pick where you want to pay beforehand, but you do need to know if the merchant accepts that form of payment. You can either use the app to search for participating businesses near you, or just look out for the LevelUp scanner near the register.

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